Explore Financing for Your ADU Project
Connect with an experienced financing partner who understands ADUs, real estate development, and investment-focused property strategies.
Financing That Understands ADU Development
Financing can be an important consideration when evaluating whether and how to move forward with an ADU project.
Creative ADU Concepts connects clients with Stephanie Gutierrez, an experienced lender, micro developer, realtor, and housing policy advocate whose work focuses extensively on ADUs and multifamily real estate.
As the founder of ADU GG Investments, Stephanie works across financing, development, and property and HOA management. Her experience provides a practical understanding of how financing fits within the broader process of developing underused property space and creating additional residential units.
Financing services are provided through the financing partner and are separate from the ADU planning, permitting, and construction services provided by Creative ADU Concepts.
Meet Our Financing Partner
Stephanie Gutierrez
Micro Developer | Realtor | Lender | Housing Policy Advocate
Stephanie Gutierrez is a micro developer, realtor, lender, and housing policy advocate who has built her career helping homeowners and investors turn underused space into lasting income.
Since entering real estate in 2011 and earning her license in 2016, she has sold more than 800 homes across Orange County, Los Angeles County, Palm Springs, and Miami and guided clients through hundreds of ADU projects.
As founder of ADU GG Investments, Stephanie works across the entire real estate lifecycle, including financing, development, and property and HOA management, with a focus on ADUs and multifamily.
Her mission is to help investors maximize every square foot, add units, increase property value, and unlock new streams of rental income.
ADU Experience Beyond Financing
Stephanie's experience extends beyond lending and into the broader ADU, multifamily, and micro-development environment.
She is an active voice in California's housing conversation, advocating for legislation shaping the future of the industry, including:
- SB 1211
- AB 1033
- SB 79
- SB 1123
Stephanie leads ADU Meetup events across Los Angeles, Orange County, and San Diego and hosts a podcast dedicated to ADUs, multifamily, and micro development, breaking down the strategies and policy involved in these projects.
She also speaks on ADUs and micro development, multifamily investment strategy, creative financing, and housing policy, bringing a practitioner's perspective backed by hundreds of real projects.
This combination of financing and hands-on development experience provides clients with access to a financing partner familiar with the realities of ADU projects.
Financing Within the Bigger Property Strategy
For investors and property owners, financing is one part of a larger development decision.
Before moving forward with an ADU, it is important to understand the property, intended project, development feasibility, and broader financial objectives.
Creative ADU Concepts focuses on the development side of that process, including:
- Property and project feasibility
- ADU architectural planning
- Permitting and city coordination
- Ground-up ADU construction
- Required construction inspections
- Final approvals and project handoff
When financing is needed, clients can be connected with Stephanie to discuss available financing possibilities based on their individual circumstances.
Specific financing programs, terms, rates, eligibility requirements, and approvals are determined by the financing provider and are not guaranteed by Creative ADU Concepts.
A Connected Path Toward Your ADU
Our goal is to help property owners understand the different pieces that may need to come together before an ADU moves forward.
01
Discuss Your Property & Goals
Start by identifying the property, proposed ADU, current project stage, and broader development objectives.
02
Evaluate the ADU Opportunity
Creative ADU Concepts
can help determine the appropriate next steps for feasibility, architectural planning, permitting, and construction.
03
Explore Financing
When financing is part of the strategy, clients can connect with our financing partner to discuss potential options based on their individual project and financial circumstances.
04
Move Through Planning & Permitting
The ADU can progress through architectural planning, applicable city review, permitting, corrections, and approvals.
05
Begin Construction
Once the necessary plans, permits, project requirements, and other applicable arrangements are in place, construction can be scheduled.
06
Complete the ADU
Construction progresses through required inspections and final approvals before Certificate of Occupancy and project handoff.
ADU Services Supporting Your Development
Creative ADU Concepts coordinates the major development services required to move an ADU from property potential toward completed construction.
ADU Construction
Ground-up ADU construction coordinated around approved plans, applicable requirements, required inspections, project progress, and final handoff.
ADU Permitting
Coordination of applicable plan submissions, city reviews, corrections, permitting, approvals, and required inspections.
ADU Architectural Design
Architectural planning coordinated through an experienced freelance architectural partner to support permitting and the intended construction.
Financing Partner Credentials
The following professional license information is provided in Stephanie Gutierrez's media kit:
TrueDoor
- DRE 02036983
- DRE Broker License #01847619
LP Global
- FL SL3635353
1781 Lending
- NMLS ID: 2725201
- NMLS #2383362
Social
- @stephsellsADU
- @adugginvestments
Frequently Asked Questions
1. Does Creative ADU Concepts provide ADU financing?
Financing is provided through an external financing partner rather than directly by Creative ADU Concepts. We can connect clients with Stephanie Gutierrez to discuss financing possibilities for their individual circumstances.
2. Who is the financing partner for Creative ADU Concepts?
Our financing partner is Stephanie Gutierrez, a lender, micro developer, realtor, and housing policy advocate specializing in ADUs and multifamily real estate.
3. How much experience does Stephanie Gutierrez have?
Stephanie entered real estate in 2011 and earned her license in 2016. She has sold more than 800 homes and has guided clients through hundreds of ADU projects.
4. Does Stephanie specialize in ADU projects?
ADUs are a significant part of Stephanie's professional work. As founder of ADU GG Investments, she works across financing, development, and property and HOA management and has guided clients through hundreds of ADU projects.
5. What financing options are available for ADU projects?
The information provided by the financing partner does not specify individual loan programs or products. Available options should therefore be discussed directly with the financing partner based on the client's project and financial circumstances.
6. What interest rates or loan terms are available?
Specific rates and loan terms have not been provided for publication. These details should be discussed directly with the financing provider and may depend on the financing option and individual circumstances.
7. Is financing approval guaranteed?
No. Creative ADU Concepts does not guarantee financing or approval. Eligibility and approval are determined by the applicable financing provider.
8. Should I explore financing before starting my ADU?
Financing may be considered alongside the property's feasibility, intended development, project requirements, and broader financial objectives. The appropriate timing will depend on the individual project and circumstances.
9. Can Creative ADU Concepts handle the project after financing?
Creative ADU Concepts provides ADU construction and permitting services and coordinates architectural planning through an experienced freelance architectural partner. The appropriate services depend on the project's current stage.
10. How do I get started?
Schedule a consultation with Creative ADU Concepts to discuss your property, ADU objectives, and current project stage. If financing is part of your development strategy, we can connect you with the financing partner to discuss the next steps.